如何避免 工作诈骗

Employment listings are part of the growing trend of scams. They might target people with enticing opportunities — business and job opportunity scams cost Americans $367 million in 2022 according to the Federal Trade Commission (FTC)¹ — and even worse, the median loss from 虚假求职骗局 was $2,000.

下面, you’ll learn how to spot 虚假求职骗局 like 网络钓鱼诈骗, 在家办公骗局, and pyramid schemes — and what to do if you’ve been targeted.

类型的 工作诈骗

• 钓鱼式工作诈骗. 在这个方案中, “招聘人员”提供工作机会, but they need your Social Security number and perhaps your bank information for payroll. 像其他 网络钓鱼诈骗, 虽然, the so-called recruiter is simply looking to steal 您的个人信息 or money — and that job opportunity was never real.
• 在家工作的骗局. Flexible hours, a home office, and fantastic pay? It’s the ideal work scenario for many, which is exactly why scammers advertise jobs for customer service representatives, 个人助理, 诸如此类. 这个骗局可能会变成 支票诈骗: The employer may issue you a check for supplies, only to ask you to wire back the difference before you realize the check is bogus, or they may ask you to pay for “training” or to buy gift cards or 现金 checks.
• 传销. This type of scam relies on new recruits to generate income for the people at the top. You’re typically asked to sell goods or services with the incentive to earn more money for every new “employee” you recruit into the program.
• 虚假招聘启事, including at well-known companies. These could appear on job sites or on social media sites. Fake listings normally ask you to pay a fee to complete your application, or to hand over personal information that could be used to steal money or your identity.
• 冒名顶替者. These scammers pose as government institutions or hiring agencies, and often ask candidates for a “screening fee” via gift card or a wire transfer.

警告标志 虚假求职骗局

Before you respond to a job posting or provide personal information to a recruiter or company, look for these red flags to keep you, 您的个人信息, 你的钱是安全的.

• 招聘人员要钱了吗? Legitimate employers will never ask you to pay upfront for fees or equipment — and they’ll never ask you to pay using gift cards, 现金, a peer-to-peer (P2P) digital payment service, cryptocurrency, or a wire transfer. If that’s a requirement, 这份工作是个骗局.
• 谁发的邮件?? If your recruiter contacted you from a personal email address and not a company account, 这份工作是个骗局. 还要注意 欺骗: a fraudster may use an email address, sender name, phone number or website URL to look legitimate. When in doubt, contact the company via official channels on their website.
• Do they want personal information? Do some research before giving out 您的个人信息. 联系 the company directly by phone — using a number that is posted on the company’s website, not one provided by the recruiter. If you haven’t heard of the company before, do some research to verify that it’s a legitimate company.

如何保护自己免受 工作诈骗

• Never give out your personal or financial information without doing your research. Search for the company along with the terms “scam,”“审查,” or “complaint” to see if other people have been exploited. And if you haven’t heard of the company before, research to see if it’s even a real company.
• 联系 the company directly (not via the recruiter) to confirm the offer. If you can’t verify that the offer is real, it’s a scam.
• Spot the warning signs and walk away if anything seems questionable. Never give 您的个人信息 or send money to a stranger.

如果是这样怎么办 你被骗了

• 举报诈骗. If you spotted the fake job on a site like LinkedIn, use their tools to flag the ad.
• 文件 向联邦贸易委员会投诉.
• If you sent money to the scammer, report it to your financial institution immediately. Have you used your Patelco account? 太阳集团平台 尽快.
• If you shared personal information with a scammer, refer to our 可信资源列表 to learn how to protect your identity.